The right home financing solutions, right in your neighborhood.
Whether you’re planning to move to a newly constructed home or buying a lot to build your dream home, you could benefit from one of our many competitively priced home loan products:
Builder Rate Cap Program
With the Builder Rate Cap Program not only are your rates protected, they may in fact go down. Build with even greater confidence with our interest rate ceilings with the option to roll-down to a lower market rate and our lock-in terms of up to 24 months.
One-Time Close Loans
Countrywide’s One-Time Close construction to permanent loan provides financing for construction and conversion to the permanent loan in one transaction.
Interest-Only Loans
These unique programs allow interest only payments for the first 3, 5, 7 or 10 years. Plus, they feature more relaxed guidelines and a streamlined documentation process2.
Reduced Rate Options
With a lower interest rate and potentially lower monthly payments, Countrywide’s Reduced Rate Option could turn your from home shopper into a home buyer. This option is designed for buyers who are not planning on refinancing or in some cases, selling their home during a specific time period.
1 Mortgage Banking Magazine, 9/20/04 2 With qualified credit standing.